Payment
Options
Arrowhead Cooperative provides convenient payment options that make paying your bill as easy and convenient as possible.
Here are all the payment options available
Pay online

Download the SmartHub Mobile App
Pay by Phone
During office hours (Monday - Friday, 8 am – 4:30 pm) you can call our office at (800) 864-3744 and pay your bill (electric or broadband).
We accept payments from checking or savings accounts, and all major credit cards.
Pay By Mail
Send a check, cashier’s check, or money order addressed to:
Arrowhead Cooperative
PO Box 39
Lutsen, MN 55612
Please include your name and account number with your payment. Remember that electric and broadband bills must be paid separately, but feel free to put them both in the same envelope.
Drop It Off
Please make sure your account number is listed on your check in the memo line or you include the payment slip from your billing statement when leaving your payment in the drop box.
Stop by our office in Lutsen and say hi, or leave a payment in the drop box outside.
5401 West Highway 61
Lutsen, MN 55612
The Cooperative also shares an outside payment drop box with Como Propane in Grand Marais where you can leave check or money order payments addressed to Arrowhead Cooperative at:
2 E Hwy 61
Grand Marais, MN
Remember that electric and broadband bills must be paid separately, but feel free to put them both in the same envelope
Budget Billing
Predictable payments make budgeting easy! Avoid seasonal fluctuations in your electric bill by signing up for Budget Billing. Budget Billing is the payment plan that helps you balance your monthly payments. Arrowhead Electric determines a set amount based on your previous 12 months usage history, anticipated energy costs and other factors. Budget Billing does not reduce your overall energy expense – it lets you spread out your expense, so you’ll be able to manage your household budget a little easier.
Each May, your bill will display your actual account balance, which may be higher or lower than your budgeted billing amount, depending on your actual usage for the year. In June, a new budget amount is calculated for the next 12 months.
Must be a member for at least 12 months before you can enroll in the budget plan.
Enrollment is only available from March 1 to June 30 each year.